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  2. Vinicius Calegari

Vinicius Calegari

Vinicius Calegari is the founder and editor of Miles & Routes. His relationship with travel started through technology and grew into a passion for travel and travel rewards. Today, he primarily books air travel with miles, uses airport lounge benefits, and builds flexible mileage strategies across multiple loyalty programs. At Miles & Routes, he combines firsthand experience with research and practical testing to help travelers make better decisions with miles, points, routes, and rewards.

Travel Insurance Benefits on Cards: What’s Covered and Common Exclusions

September 30, 2026September 4, 2026 by Vinicius Calegari
Traveler reviewing travel insurance benefits on a credit card with trip delay, baggage, and rental car icons

Learn what credit card travel insurance benefits may cover, where exclusions often apply, and when card protection may not be enough.

Annual Fee Travel Cards: When They’re Worth It

September 30, 2026September 3, 2026 by Vinicius Calegari
Traveler comparing an annual fee travel card with credits, lounge access, and perks on a laptop and notebook

Learn when annual fee travel cards are worth it, how to compare credits and perks, and what to check before you pay for premium rewards.

Best Seats in Business Class: What to Look for Before Booking

October 1, 2026September 2, 2026 by Vinicius Calegari
Traveler comparing business class seat layouts with privacy, aisle access, and comfort features on a laptop

Learn what makes the best business class seats different, how to compare layouts, and which seat features matter most before booking.

Foreign Transaction Fees: When They Matter and How to Avoid Them

September 30, 2026September 1, 2026 by Vinicius Calegari
Traveler comparing card payments abroad with foreign transaction fee and no-fee card visuals

Learn when foreign transaction fees matter, how they apply, and the easiest ways to avoid paying them on travel or foreign-merchant purchases.

Destination ‘First Timer’ Framework: How to Pick Where to Go

September 30, 2026August 31, 2026 by Vinicius Calegari
Traveler comparing destination options with notes about budget, season, weather, and trip style

Learn how to choose a travel destination with a simple first-timer framework that balances budget, season, distance, and the trip you actually want.

Travel Card Categories Explained: Airline, Hotel, Bank Points, and Cash Back

September 30, 2026August 28, 2026 by Vinicius Calegari
Person comparing airline, hotel, bank points, and cash back travel card categories on a laptop

Learn the main types of travel credit cards and how airline, hotel, bank points, and cash back cards differ in real use.

When to Pay Cash vs Use Points: A Simple Value Rule

September 30, 2026August 27, 2026 by Vinicius Calegari
Traveler comparing paying cash versus using points for a booking with value notes on a laptop

Learn when to pay cash or use points with a simple value rule that balances redemption math, flexibility, and future trip plans.

Flexible Dates Strategy: Use Calendars to Cut Flight Costs

September 30, 2026August 26, 2026 by Vinicius Calegari
Traveler comparing flexible flight dates on a calendar with fare movement and route markers

Flexible dates can reveal better airfare options, but only when the cheaper dates still fit the real trip. Here is how to compare calendars wisely.

Business Class vs First Class: The Real Differences in 2026

September 30, 2026August 25, 2026 by Vinicius Calegari
Two abstract premium aircraft cabin seats comparing business class and first class space and privacy

Business class and first class can overlap more than travelers expect. This guide compares the real differences without assuming first is always worth it.

How Minimum Spend Works (and Smart Ways to Meet It)

September 30, 2026August 24, 2026 by Vinicius Calegari
Planned spending calendar and checklist showing responsible progress toward a welcome offer

Minimum spend is a welcome-bonus requirement, not a reason to overspend. Here is how to plan it safely with purchases you already intended to make.

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